TOVE · TOVE Education22 chapters

Build your financial foundation.

wo evidence-based courses taking you from beginner to investor. No prerequisites. No jargon without explanation.

22 chaptersEvidence-basedSwedish context

Courses

Start with Personal Finance. Stocks gives you the basics. Build Your First Million gives you the system.

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Start here

Personal Finance Fundamentals

Budget, emergency fund, debt and goals — the foundation you need before investing.

  • 01
    Pengarna in och utFree
  • Nödfonden: Din ekonomiska airbag
  • Skulder: Inte alla är skapade lika
  • Pengarnas psykologi
  • Ekonomiska mål som håller
  • Du är redo: Bron till börsen

chapters

6

read

30min

Create account to start
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Part 1

Stocks & Markets

What stocks are, compound interest, risk and how to actually get started.

  • 01
    Varför investera alls?Free
  • Vad är en aktie, egentligen?
  • Ränta-på-ränta: Det åttonde underverket
  • Risk: Vad det egentligen innebär
  • Indexfonder vs Aktiva fonder
  • Hur du faktiskt börjar

chapters

6

read

30min

Create account to start
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System & Portfolio

Build Your First Million

A complete system: 50/10/10/25/5 portfolio, monthly investing, psychology and automation. Research-backed — works for 90% of people.

  • 01
    Varför de flesta misslyckasFree
  • Systemet: Core, Stabilitet, Satellite
  • Portföljen: 50/10/10/25/5
  • Att välja rätt fonder
  • Bufferten — din trygghet
  • Månadssparet — det viktigaste
  • Psykologin bakom bra beslut
  • Vanliga misstag
  • Automatisering — låt systemet jobba
  • Låt tiden jobba

chapters

10

read

130min

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Why TOVE Education?

Why TOVE Education?

Behavior before technique

We teach the psychology of money — not just the rules. That's what actually changes behavior.

Swedish context

ISK, CSN, Avanza, Nordnet. Never American products or irrelevant examples.

From theory to action

Every chapter ends with a concrete exercise using your own numbers — not hypothetical.

TOVE Plus

Unlock full education

Chapter 1 is always free. The rest is included with TOVE Plus — along with AI analysis and much more.

  • All 22 education chapters
  • AI-driven stock & finance analysis
  • Portfolio & watchlist
  • Daily market updates

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